^ Exactly.
I think it's ridiculous to think that Rachel wouldn't have a back-up plan either. I just don't see Rachel not applying to any other school in NY with any sort of performing arts program. NYU certainly would've been another school that she would've considered. Just so stupid.
I really hope that both Finn and Rachel realize that the reasons behind wanting to get married aren't good enough reasons TO get married. I guess they can get married if they want to get divorced about 3 months into living in NY.