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My son is with Elephant which I think is under the same umbrella as Admiral. We are with LV as they were the cheapest when I was looking for new Insurance. The car is insured under my name as I haven't had any claims for a few years but my husband had to have a repair on the company lease car that he had when he was working, so didn't have a no claims certificate. The difference was enormous. In the first year it would have been about £800 for him but was only £185 for me. It has gone up since then but is still relatively low as the car we drive is classed as a 1000cc engine as it is an eco type. I don't really understand the fundamentals but the insurance class is low.
My son was ticking along nicely until he had that driving offence that has really bumped his insurance up. Something for everyone to consider before taking any driving risks.
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